The SberBank team announced the first housing transaction in Domklik, conducted entirely online using the Gosklyuch service. As the press service notes, «Domklik» integrated the service «Gosklyuch» into the process of concluding online mortgage transactions and now clients can purchase real estate from developers with a mortgage completely remotely — There is no need to visit the bank office.
For now, conduct a mortgage transaction entirely online through «Gosklyuch» possible only under the «Family Mortgage» program. But in 2024, it will be possible to process up to 90% of mortgage transactions with primary real estate in this way.
Director of the «Domklik» Sberbank Alexey Leipi said:
Target Domklik — make mortgages affordable, and its registration — fast, convenient and safe. Therefore, we continue to digitalize all components of this process. Previously, a client had to come to a Sber branch at least once to receive a certificate of an enhanced qualified signature. Now this is not necessary, because with the application «Gosklyuch». the agreement for participation in shared construction is signed remotely.
Service «Gosklyuch» developed with the participation of the Ministry of Digital Development. The application allows you to obtain a certificate of enhanced qualified or unqualified electronic signature (UKEP or UNEP) and sign legally significant documents online.
The client receives a link to instructions via SMS. Following the instructions, he installs the Gosklyuch application, issues an electronic signature certificate in it and signs all the necessary documents. To obtain a UKEP certificate, you will need a confirmed account on the government services website, a new international passport (with biometrics) and a smartphone with an NFC module or biometrics submitted at the bank office.