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This scheme is possible if fraudsters have gained access to the credentials of moderators and administrators of store sites
Specialists from the Directorate for Combating the Illegal Use of Information and Communication Technologies of the Russian Ministry of Internal Affairs spoke about a new fraudulent scheme implemented through the Fast Payment System.
The circuit is described as follows:
- A potential victim, having become interested in an expensive product in an online store, leaves a request to purchase it on the website.
- After this, the buyer receives a call or message in the messenger from a person who introduces himself as an employee of this store.
- It confirms that the product you are interested in is in stock, and it can even be purchased at a discount, but only if you pay through the «Fast Payment System» by QR code.
- If you agree, the attacker sends a link to the messenger leading to a page with a payment form using a QR code.
And then the buyer confirms the payment and the money is sent to the scammer’s account. The Ministry of Internal Affairs gave some advice on how to protect yourself:
- Connect with online store support services only on official websites or official applications.
- Do not follow links that lure you with promotions, gifts and sweepstakes if they are not posted on the online store website.
- Do not save credit cards and overdraft cards for payments in your personal accounts.
- Get a separate card to pay for goods on marketplaces and deposit on it an amount that is only enough to pay for a specific purchase.
- If you doubt that company representatives are calling you, hang up and call the store support yourself at the number listed on the website.