Rate – 10%
The team of the popular private classifieds platform «Avito» launched a new useful feature. Now users will be able to buy goods with «Avito Delivery» with payment on credit.
As the press service reported, the new option is valid for the purchase of goods worth up to 50 thousand rubles from private sellers. The maximum amount of the credit limit is 50 thousand rubles, the minimum — 1,500 rubles, you can arrange everything right away in the application.
The loan becomes effective only after the user checks the product at the point of issue and decides to pick it up. If the buyer refuses to purchase on the spot, the loan will be cancelled. There is no down payment required on the loan; the first payment will take place 1 month after receiving the goods. The loan repayment period will be 4 months from the date of receipt of the goods.
The partner bank will add 10% of the purchase amount to the price of the product. The user will be able to make a loan payment in the Avito application, where the buyer will be able to check the payment schedule. In addition, the buyer will receive notifications and SMS about payment terms and amounts.
For private sellers, sales on credit are no different from regular orders — money is credited to their card immediately after the buyer picks up the order.
The function is available in the application to all users of the platform over 21 years of age with Russian citizenship. The service is provided by a partner of «Home Bank» – «Home Express».